Advice with Credit Card Debt
& Repayment Options

Get the advice with credit card debt that you need to get your finances under control and repay your creditors.  Consumer Credit Counseling Service (CCCS) is a non-profit organization with 42 years of history helping people figure out how to get control of their debt and finances.  CCCS services San Jose and Santa Clara through Ventura counties in southern California.  If you have consumer credit card debt that you are near defaulting on or if you are just a few days late but the situation is getting worse, then contact CCCS for help.  We work with credit card companies, banks, mortgage companies, and other lenders and creditors know that if we set up a repayment plan for you, then it is a budget that you can work with.  We work to reduce all of those extra late fees, penalties, increases in interest rates, and other exorbitant costs that get thrown at you as soon as you are late with a payment.  This just makes the situation worse, if you couldn’t pay the amount due before, then you are forced into a situation of owing more without any way to repay the original debt, let alone the excess fees.

Contact CCCS to Get Advice on Credit Card Debt Management
Call Toll Free:  (800) 540-2227

CCCS has a history of helping people with credit card debt, bad credit repair, and general debt counseling services.  Some of the main services that we offer include:

• General counseling services for credit card debt management
• Credit report reviews
• General advice and counseling and debt management programs
• Work with  your creditors to reduce monthly payments, interest rates, minimum payments, fees, penalties; repayment of debt
• Set up budgets for monthly payments to all of your credit card lenders, or other companies you owe
• Adult education classes on a variety of subjects concerning debt management and reduction
• Online credit counseling services
• Online bankruptcy counseling options
• Stop all of the harassing calls from creditors or collections agencies (with a budgeted agreement)
• Pre-filing bankruptcy counseling and information on how to avoid bankruptcy, and the types of bankruptcy available in California; bankruptcy FAQ
• Services for attorneys with clients entering bankruptcy
• Financial management classes required by the courts as part of bankruptcy procedures
• Online foreclosure counseling services
• Information on avoiding foreclosure scams

And, of course, we have advice on credit card debt, bankruptcy situations, foreclosure/defaulting on home payments, and adult education classes and literature to help you get control of your finances for once and all.  Contact CCCS for confidential services, we will only discuss your situation with creditors/lenders that you authorize us to talk to on your behalf.

Contact CCCS Today & Get the Advice You Need
Call Toll Free:  (800) 540-2227
Office Locations