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Give Us the Chance to Earn Your Trust
Like you, we spend our days dealing with clients in very difficult situations. Speed, simplicity, and trusted experience....streamlined financial counseling and education processes with clear, guided steps help your client through a tough situation and make life so much easier….for both you and your client!
Bankruptcy Pre-Filing - in-person, by telephone, or online
Same day service….(certificate delivered). 24/7 Online Access, Extended Business Hours & Saturdays
Pre-Discharge Education - phone workshops or state of the art video education program
Life or Debt, user name "demo", password, "demo".
English, Spanish, Mandarin and Cantonese
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 What do other attorneys say about CCCS?
"It is critical to me that I receive the pre-filing certificates quickly after counseling. CCCS responds to client needs by offering immediate phone, internet, or in-person appointments in both English and Spanish. Their easy to use online counseling and education is available 24/7. Certificates are received via email, the same day. In addition, my customers provide positive feedback about their experience with CCCS. I am extremely pleased with response times and the quality of service and exclusively refer my clients to CCCS." ---Brian Nomi, Attorney at Law, Camarillo, CA
"The work CCCS does through its well trained counselors makes it easier for me to do my job as a bankruptcy attorney. CCCS provides objective and reliable analysis that is informative for consumers and helpful for attorneys representing consumers. I trust CCCS because CCCS has a well-earned reputation for integrity and excellent counseling. That is why CCCS is the industry leader in providing cost-effective consumer credit counseling and education. ---William Winfield, Attorney, Board Certified in Businesss and Bankruptcy Law by the American Board of Certification. Senior Partner, Nordman Company, Hair and Compton LLP, Oxnard, CA
Why Should I Refer My Clients to CCCS?
Because we are both local and consumer focused, customers have a choice in how they receive service. We provide our services in English, Spanish, Cantonese and Mandarin. Your customers can choose the convenience of internet or phone. For people who prefer to be seen in-person, we have offices in Camarillo, Santa Barbara, Arroyo Grande, Watsonville, and San Jose. We offer the convenience of day, evening, and Saturday appointments
You can expect your clients to develop a greater understanding of budgeting and money management techniques. We strive to equip your clients with the information they need to make better choices in the future. Your clients will be better prepared for the lifestyle adjustments that need to be made in a world without credit access.
Does CCCS have extended hours?
Yes. For customers who prefer an in-person or phone appointments vs. internet counseling, we are available to schedule appointments Mondays through Thursdays, 8:00 A.M. to 6:30 P.M., Fridays 8:00 A.M. to 4:30 P.M. and Saturdays from 9 a.m. to 3 p.m. We make every attempt to find a convenient appointment time for your client. We perform phone, internet, and face-to-face counseling from 8:15 a.m. until 6:15 p.m. Monday through Thursday, and 8:15 a.m. to 3:15 p.m. on Friday. We also schedule Saturday appointments for consumers who do not have time for sessions during the week. Simply have your client call 800-540-2227 (CCCS).
CCCS provides pre-petition bankruptcy counseling in the State of California. We also provide pre-discharge debtor education in all states with the exception of Oregon.
As a local non-profit for over 42 years, our services are focused on your customer, not the bottom line.
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