Rich, poor, young and old, people of all kinds struggle with money management. It can affect your work, your relationships and even your health. Get some peace of mind, reduce stress and feel good about becoming a resource for your friends and loved ones. From online, personalized education to money management workshops for your employees or colleagues to financial tools you can use every day, CCCS has all you need to get wise about money.

Start making smart, day to day and long-term financial decisions. Try our online education program. You'll be able to learn at your own pace in the privacy of your own home.

Group programs can be arranged for people of all ages. We can tailor the program to your meet your needs:

Elementary school students are taught basic money concepts
High school students will learn the fundamentals behind renting an apartment, buying a car, and establishing credit
Adult groups are provided with the tools they need to budget effectively, use credit intelligently, and handle debt problems

To find out what kinds of group programs are available in your area, contact CCCS at 1-800-540-2227. or refer to our Credit Counseling page for a list of current programs. Click here for more contact information.

Finally, we encourage you to use any of the tools below. Come back as often as you wish. We're here to help you succeed.

Shopping for a credit card that meets your needs and fits your lifestyle? Click here

Check for the best mortgage or loan rates. Explore your options or just calculate varying payments and terms at

Learn how to improve your credit score.

Wondering what is over the horizon? Click here to find out how much you need to save for retirement.

Free online budget calculator.